The banking sector is using new technology to improve

With its AI-powered large language models (LLMs), “ChatGPT” and “DALLE”, the artificial intelligence (AI) research and development business OpenAI continues to pave new ground. Here, we examine how the financial sector is utilizing the new technologies to enhance the sector.

On Tuesday, March 14, OpenAI started rolling out GPT-4, the most recent version of its artificial intelligence (AI) model. The new “multinodal” model generates material from images as well as text input, unlike GPT-3.

OpenAI CEO Sam Altman called the new LLM the “most capable and aligned model ever” on Twitter. GPT-4 is “still imperfect, still restricted,” Altman said, so development is slow.

In November 2022, ChatGPT, based on the GPT-3 model, will be introduced, indicating that various industries may benefit from the technology. As a result, OpenAI continues to form cross-industry alliances. But how are firms utilizing AI to change money in the future?

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GPT-4 has the potential to “fundamentally rewire” how businesses work

OpenAI will use Stripe, a commercial finance infrastructure platform, to sell ChatGPT and DALLE generative AI technology.

Stripe Billing and Stripe Checkout now manage OpenAI’s premium membership service ChatGPT Plus. Stripe will help OpenAI meet its tax obligations as it moves deeper into international markets.

On the other hand, Stripe, which joined the GPT-4 beta in January, also benefits from OpenAI’s new ideas. So, Stripe found a number of ways to use the technology to make things better for both its users and its business. After joining the GPT-4 beta in January, Stripe found many ways to make it easier to get information and run its business. Stripe Documentation, which runs on GPT, is one result of these efforts.

“Like the introduction of email, smartphones, or videoconferencing”, stated Eugene Mann, product lead for applied machine learning at Stripe, “GPT-4 has the potential to fundamentally rewire – and improve – how businesses run. By integrating GPT-4, Stripe is giving our users the most advanced tools to help them build and grow online.”

Morgan Stanley’s usage of artificial intelligence

Morgan Stanley Wealth Management (MSWM) has started its own plan to customize OpenAI solutions. MSWM will use OpenAI to gather, process, and combine knowledge to build impressions of businesses, industries, asset classes, capital markets, and geographical areas.

Financial advisers and their teams will use internal resources to query and analyze huge amounts of data. The interactions and feedback from these questions can help financial advisers do a better job for their clients.

Morgan Stanley Wealth Management co-president Andy Saperstein commented. “We believe trust-based relationships and human advice will always be valued by clients, and the financial advisor and their teams will remain the centre of our wealth management universe.” Saperstein said.

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